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Transition from Military Life to Small Business Careers

Transition from Military Life to Small Business Careers

Perhaps one of the most challenging career and employment situations imaginable takes place every single day when individuals serving in the military prepare to move from military service to a new career. This involves thousands of motivated government employees who at first glance should have absolutely no trouble in obtaining an appropriate job. It is hard to imagine any prospective employees who would have more motivation to work hard and succeed in whatever they do.

Despite initial appearances, military personnel are currently experiencing a high unemployment and underemployment rate. Perhaps because of this or outdated assumptions about the value of all forms of college education, the first step in military transition to business careers is often a decision to obtain a college degree. This can prove to be the right move in some cases, but it can also become an expensive mistake.

The difference between education and training is frequently misunderstood by many people, and such misunderstandings probably contribute to a disproportionate percentage of career choices focusing on educational institutions instead of more specialized (and much cheaper) career training programs. While advanced education has a special place for specific purposes and goals, it is simply not the best career choice in a surprising number of cases. One of the best possible illustrations of this dilemma occurs when someone is departing from the military. In this situation, education can appear to be the “easy” decision. But with more scrutiny, training frequently emerges as the “smart” decision.

Just as specialized business training is usually one of the most cost-effective strategies available to small businesses, the selection of a practical career training program will often prove to be a more cost-effective military transition alternative in comparison to other options that include lengthy and expensive university studies. It is true that the most viable and appropriate training choices will require some investigative time and effort to evaluate thoroughly. In large part this is due to the fact that colleges and universities have extensive marketing resources to advertise and persuade while the less well-known training opportunities are more of a “word of mouth” situation.

For example, one of the most effective career training situations devotes no resources whatsoever to advertising and lobbying. In this case the program leads to a small business finance consulting career. Because overhead is much less than the highly-capitalized universities, the cost of such services are understandably much less. Unfortunately it is not always true that you get what you pay for, so a prudent military transition will require due diligence from start to finish.

Stephen Bush has provided candid business advice to small business owners for over 30 years. He specializes in business negotiating and business proposal writing. Steve offers career training programs for small business finance consulting throughout the United States and Canada. He is a U.S. Navy veteran who works directly with individuals leaving military service and helps with the transition to a small business career.

Premium Finance – Wealth Creation Calculator

Premium Finance – Wealth Creation Calculator

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Enterprise Car Rental – Revolutionizing The Industry

Enterprise Car Rental – Revolutionizing The Industry

Enterprise Car Rental is a company that is well known in the car rental industry. They have been around a long time but joined the car rental game a bit late. Even so, they have grown and offer a unique product that has proven successful over the years. They credit their success to listening to what their customers want and it has worked. Here’s a brief history of Enterprise Car Rental and how they became an industry leader.

Early Beginnings

Enterprise Car Rental actually didn’t start out as a rental company at all. Jack Taylor owned a car leasing company in St. Louis, Missouri called Executive Leasing Company. He started the leasing business because he thought that people would be as interested in leasing a car as they would with purchasing one. His idea worked but he found that his customers wanted a car to use while their’s was in the shop. Taylor soon started Executive Car Rental in 1962. The business grew and soon Taylor wanted to expand the rental business.

The Enterprise Name

In 1969 Taylor expanded outside of St Louis but needed a unique name since “Executive” was used widely in the car business. Taylor decided to name the business after an aircraft carrier he served on in World War II and so the name Enterprise was born.

Keeping Cars for Locals

In the 1960’s most of the rental companies had moved from the city to the airport. Most of the travelers needed a car when they arrived and so the airport was a convenient location. However John Taylor saw the market for hometown rental offices that provide rentals to locals who need a car. With this thinking, John Taylor focused on this market and opened up locations outside the airport and in cities without an airport. His idea worked and his business expanded.

In 1974 a branch manager in Orlando, Florida came up with the idea of a drop off and pick up car service for customers. This was again revolutionary for the industry. Most of the other car rental companies remained at the airport where this wasn’t needed. This service proved to be popular with their target customer who needs a local rental.

Enterprise Car Today

Enterprise Car Rental continues to grow and still listens to what customers want. They continue to open in-town locations and serve cities that aren’t served by an airport. Their pick up and drop off service is still available and touted in the marketing. You can see why this company has grown in popularity and has become a big player in the rental car industry.

VoIP 5 Tips to Improve a Small Business

VoIP 5 Tips to Improve a Small Business

Voice over Internet Protocol (VoIP) is a method of electronic communication that is rapidly increasing in popularity. Used to make phone calls, VoIP technology uses a computer’s internet connection, rather than a cellular wireless or traditional wired telephone line. This technology is used not only by personal consumers, but also by businesses small and large. Here are 5 tips for using VoIP to improve a small business:

1. Use One Company for Internet and Phone – Any modern small business has a website and is likely already paying an internet service provider (ISP) for access to the internet. Rather than negotiating prices and dealing with customer service for two services, a company can save time, effort, and money by using their internet connection as their phone service provider as well.

2. Save Money on Long-Distance and International Calls – Unlike traditional telephone companies, VoIP services work regardless of the distance of the call, so pricing is not dependent on the number of local, long-distance, or international calls. This means that international calls, which can be especially expensive, can be handled without incurring additional costs. For small businesses that do business internationally or have business partners overseas, this can mean an enormous cost savings.

3. Better Voice Quality – Because of the nature of the medium and the wires that transmit the signals, VoIP services can provide cleaner, better-sounding phone calls than traditional phone companies. While it might not seem like a big change, having crisper more professional phone calls can be the edge a small business needs to win over customers or seal a big deal. Dropped calls or poor-quality calls, on the other hand, can devastate a company’s business.

4. Simplify Things for the Technical Staff – For small businesses, the internal technical staff is usually stretched thin at all times, and should be outsourced when possible. Keeping a business up and running smoothly 24/7 is no small task. Consolidating one’s internet and phone systems can provide a significant advantage, in terms of time and sheer number of technologies to monitor, to a company’s technical support and services team. For small businesses that don’t even have a dedicated technical staff, having a single number to call for technical support, rather than multiple numbers, can simplify things considerably. Prompt service and skilled technicians are key.

5. Additional Features Included At No Extra Cost – For starters, useful calling features like conference calls, call forwarding, and caller ID are all included for free. Additional features like video calls and video conferencing are also easy to add to VoIP services.

Flexing The Health Insurance Company Muscle

Flexing The Health Insurance Company Muscle

When it comes to prescription drugs you may be that your course of treatment is being dictated by your doctor when in fact your health insurance company actually has a greater say in the drugs that may or may not be dispensed to you. Insurance companies don’t know you and they don’t have a medical degree but somehow, they seem to believe that they have the right to dictate your course of treatment and unfortunately this actually is a true statement.

When many people realize what is really going on between their doctor and their health insurance company in regards to the course of treatment they will receive and that it is driven more by the decisions made by the insurance company than the doctor professional opinions and conclusions it can be very disillusioning to say the least. The health insurance company usually decides the acceptable treatment package for the patient and is on their approval or disapproval. It is now standard practice before a physician will offer suggestions for their patience’s treatments to first consult with the health insurance plan.

Usually a doctor will not tell you that the course of treatment being suggested is what the health insurance company has approved. However, there are other doctors that do let their patients know why the prescribed treatment is being suggested.

As with most everything aspect of life, those with the most money generally get their way first. This is especially true in the medical field and the role and influence that big deep pocketed drug companies play in the options presented to the patients via the doctor. It might be that there are several very good options available, but because of the cost of the medical care, the health insurance company will blatantly discourage these options from being part of the options list made available to the patient.

Concerning health insurance coverage for most patients, their health insurance company has more control and influence to dictate the treatments for the insured parties that many previously believed and this is just plain wrong. Simply because no member of the health insurance company actually examined you and they don’t have the professional medical credentials to adequately make such life changing decisions for the patients. For the most part the insurance company only knows you by your policy number or case number, so why should they be allowed to possess so much control over your treatment and care?

A simple way to answer this is to realize that the health insurance company is big business that wants to continue unprecedented growth and profits by limiting their liability and decreasing the amount they pay to each claimant. The decisions almost never are based on any thing other than a business prospective and nothing to do with what is best for the insured patient to ensure that they are getting the best treatment available.

Exactly Why Wholesale Handbags Enterprise Is A Good Venture

Exactly Why Wholesale Handbags Enterprise Is A Good Venture

This is really a great business enterprise because who hasnt heard about a lady who will spend all of her salary to shop for that designer bag? Having designer bags places anyone on spotlight and in some way boosts his / her confidence. Many individuals also love hand bags which are made out of excellent craftsmanship.

A typical city girl is said to get greater than four bags in her cabinet and the only constraint in keeping her from buying more is the lack of budget. And since designer handbags are very costly, just the rich and ladies who’ve higher wages can invest in more than the average number of bags. Stores that market wholesale handbags place this small dilemma to an end simply because the ones that sell these can actually offer their goods at cheaper prices. Moreover, the selection of handbags is really extensive that each man or woman will definitely locate some thing exceptional for themselves. Purchasing wholesale indicates youll be able to get these things at lower rates and then update your bag collection every time because you wont need to break your budget in doing so.

As these businesses provide big cuts on their own products, it can also become an excellent income opportunity for those who are willing to purchase and sell. Occasionally, these distributors may also even sell retail. When this occurs, prices can be a little greater than whenever you buy in big amounts however you can be sure that the prices will still be in your budget. Some women open virtual stores out of wholesale handbags shops that also have a website. These websites permit people to very easily order and deliver to their own clients without trouble.

Handbag wholesalers are responsible for the diversity of merchandise found in the market because they’re the ones that know the need for a new style or the trends with regards to fashion. Sometimes, they even question manufacturers to create particular bags for them to cater to a particular segment in the marketplace. Their great collection of products might also originate from different providers or manufacturers; thats why they also have to guarantee the standard in the quality of what they offer. Some others also have unique tie-ups with designer label makers, offering them the flexibility to offer you discount rates on these products.

Still, you should be keen when buying wholesale handbags. There are plenty of sellers who claim to market luxury handbags but sell actually fake replicas. Designer handbags typically come with docs and warranties against manufacturing damages. Be on the alert for bag wholesalers that provide extremely low-priced products. Chances are that these items are also fakes.

Differences Between Starting From Scratch And A Franchise

Differences Between Starting From Scratch And A Franchise

Are you contemplating starting a new business? There are some things that youre definitely going to need to think about before heading down that road. Lets talk about a few very important options youll need to consider.

The most difficult part of any new business is getting it started. Youll have a lot of administrative stuff to figure out, and youll need to start getting clients right away. Youve undoubtedly heard that 80% or so of new businesses fail in the first 2 years or so. This number will fluctuate depending on the industry and where you get your numbers from, but in the end its been shown the most new businesses fail.

So why do most new businesses fail? Well, there are a couple of common reasons. One is that a new business fails to advertise like it should. So they fade into nonexistence. This ties into the second common problem which is just running out of money. There are a number of causes for this, but if you run out of money you are pretty much out of business.

Im not trying to demotivate you. But you need to be aware that there are things you can do to improve your chances. Lets look at one.

One way to give yourself a better chance of surviving as a new business is to start as a franchise instead of a brand new business. There are a couple of reasons why this is a good option. First of all, the franchise will teach you how to run their system. They already have a proven track record that will get you started right.

Another great benefit of starting a franchise is you get brand recognition. No one has heard of Bills Best Burgers, but they have heard of McDonalds, Burger King, and a number of other franchises. With all the advertising the franchise does nationally you get immediate recognition when you open your store.

You dont have to just open a franchise in the food industry. You can also open them in just about any other industry you can think of. There are franchises in electronics, batteries, ink cartridges, clothing, and tons of other industries.

So there you have it. Do you start everything from scratch or do you start a franchise? One is definitely a more expensive option, but you will have a much better chance of long term success.

Roger Hamilton The Entrepreneur Who Stands Head And Shoulders Above the Rest!

Roger Hamilton The Entrepreneur Who Stands Head And Shoulders Above the Rest!

Roger Hamilton is the founder of the Wealth Dynamics System & also the co founder of XL Nation. He is an author, educator and a successful entrepreneur in many arenas. His vast experience and extensive research made him design the world’s most calibrated self testing methodology -The Wealth Dynamics System-. Over the years this has analyzed and molded thousand of entrepreneurs.

According to its founder, self awareness is the first step towards attaining the path of creating wealth. The nub of his expertise system comprises of eight simple profiles such as the creator, the trader, the star, the supporter, the deal maker, the accumulator, the mechanic and the Lord. These are the comprehensive eight different paths to create wealth. .

To begin with, one has to undergo the Wealth Dynamics Test and find out the profile that suits him the most. This methodology is successfully tested and proven over millions of people who are now eminent entrepreneurs. These people are from all ends of the world thus making Roger Hamilton the most sought after person. He has traveled to many countries and has conveyed the importance of effective wealth creation. People wait for him to conduct seminars and workshops as they have been a life changing moment for many people who have made a rod for their own back!

Roger Hamilton is renowned not just for his entrepreneurial activities, but also for his social deeds. He is the co founder of the XL Group which was started in the year 2002. The idea of this was to create a huge connectivity among social entrepreneurs all over the world. The intentions were clearly planned and executed; hence it is the first and biggest network of entrepreneurs in the world. His goals were always high and this led him to initiate the concept of building a nation for all without boundaries. It is XL Nation founded in the year 2009 which works closely toward the United Nations millennium’s goals of ending poverty and safe guarding the environment.

Born in Hong Kong, he was educated from Cambridge University and Trinity College. Success does not come without biting the dust and Roger Hamilton wasn’t an exception to this. After a rough patch of continuous failures during his initial days, he found all the right boxes to tick and succeeded. But as he went on to make his failures as lessons for attaining success to millions, he stands head and shoulders above the rest!

For more information regarding Roger Hamilton, please visit Rogerhamilton.co

Tips On How To Start An Investment Club

Tips On How To Start An Investment Club

Investment club is formed by a group of people who pool their money for joint investments. If you are a new to investing in stock market and have limited funds, starting an investment club is a great way to learn from other investors and get hands on experience in investing.

Here are some tips to starting an investment club.

1. Make sure all members understand the risks of investing. Many people who invest think they are going to be very successful, and are not prepared to lose all of their money. Unfortunately, there are no guarantees when it comes to the stock market. No one should invest money they are not willing to lose.

2. Find the right people who share the same investment objectives and goals. It is easier to get along with right minded people and learn from each other.

3. Make sure all club members agree to the partnership agreement and any other rules.

4. Join the National Association of Investors Corporation (NAIC) that provides support, information and tools on starting an investment club and investing, and publishes a monthly investor-learning magazine.

5. All members must agree to make a monthly contribution. The typical range of contribution is $20 to $100 a month. Members who contribute more than the required contribution are allowed greater share of profits.

6. Decide on how to meet and the frequency of meetings. For the initial setting up of the club, it may be best for everyone to meet in person. If all meetings are held online, it may be good to meet in person once or twice a year for social interaction. To keep up to date, it is recommended to meet 1-2 times a month.

7. Start with a small number of people. It is easier to come to an agreement when there are fewer members. When the club is established and all formal procedures are in place, new members can be invited to join.

8. Education is the main goal of an investment club. An investment club made up of educated investors will be more successful and cohesive than an investment club which is solely focused on making a profit.

9. Every investment club must have a well-defined investment style or investment philosophy. There must be clear selection criteria such as what type of stocks to invest, the acceptable risk tolerance level and rate of return. All club members should be aware of and agree to the investment style of the club.

Starting and running an investment club is an invaluable learning experience, where you can leverage on the expertise and knowledge of other investors. Investment clubs facilitate the exchange of ideas and collective decisions that are likely to produce sustainable returns.

The 12 UK Land Investment Guidelines

The 12 UK Land Investment Guidelines

Following these guidelines will help you proceed wisely with investing in UK land:

1) Is the investment land in a region with high demand for housing?

The property should be in area that is viable and not at risk of future decline. Review statistics and trends about violent crime, school performance, industry loss or retention, and poverty, as these factors are crucial to determining housing demand. Find out what the city’s position is on funding for, and commitment to improving any of the aforementioned housing demand indicators.

2) Has a full sustainability study been carried out on the land investment site?

The land investment site must be evaluated to see what impact land development would have on the environment and natural resources. Any disturbance or potential harm to archeological sites, protected species, or conservation areas should be noted. Inspect the land’s topography for any sloping or flooding potential. Assess the effect that your potential investment might have on the present character of the land and buildings. Consider if a new development would “fit in” with the existing developments’ character?

3) Does the land investment site have road access? Is there an existing transport infrastructure?

Inquire about any plans for modification of roads that may affect the property in question. If there are such plans, are they already funded and scheduled or are they still in the planning stages? Research factors that affect the importance of access, such as the number of people who commute to work as opposed to working locally.

4) Does the area where the investment land lies have sufficient amenities to support residents of a new development?

Evaluate the quality and enrollment capacity of local schools availability of recreational facilities. Consider not only the quantity and variety of shops, but ask about longevity versus or high turnover of those businesses. Look into the ease of accessing both inpatient and outpatient medical care. Ask about immediate or future plans for addition or removal of any of the above amenities.

5) Does the company with whom you are investing have a successful record of accomplishment with UK Land Investments?

Ask for referrals from current and previous clients and actually contact them. Search public records, industry journals, and periodicals to be apprised of the company’s reputation, stability, and expertise with investing in UK Land.

6) Does the company contractually retain a holding in the land investment site?

Investigating matters such as this may seem to be obvious and unnecessary but will save you time and money in the long- run

7) Does the company contractually commit funds to the planning application for the land investment site?

Be sure that commitment of funds to the planning application for your potential investment in UK land is specified in the contract.